When Are CRA Payments Coming in 2025? Complete Schedule for GST, CCB, OAS, CPP and More

For millions of Canadians, timely benefit deposits from the Canada Revenue Agency (CRA) are essential to manage household expenses, rent, groceries and living costs. Understanding the 2025 payment calendar for key supports such as the GST/HST credit, the Canada Child Benefit (CCB), the Old Age Security (OAS) and the Canada Pension Plan (CPP) can help parents, seniors and low-income households avoid surprises. This article delivers a clean breakdown of the full schedule, what each payment means, how to check your status and how to stay on track.

CRA Payments Coming in 2025 Summary Table

1. Why These Payment Dates Matter

The CRA’s benefit payments are more than just routine deposits. They form a foundational part of many Canadians’ monthly cash flow especially for seniors on fixed incomes, families with children, and households relying on modest earnings. Knowing the exact date helps avoid scrambling for funds at month-end. Because many supports are income-tested or based on tax filings, the schedule also signals when you might expect your next deposit and when to verify that your banking information and address are up to date.

2. The 2025 Payment Schedule: What to Expect

GST/HST Credit

The GST/HST credit offers refundable support to eligible low- and modest-income individuals and families. In 2025 the payments are scheduled for: January 3, April 4, July 4 and October 3. These quarterly deposits give recipients predictable boosts throughout the year.

Canada Child Benefit (CCB)

The CCB supports families with children under 18. For 2025 the monthly payment dates are: January 20, February 20, March 20, April 17, May 20, June 20, July 18, August 20, September 19, October 20, November 20 and December 12. Payments come approximately same day each month, allowing families to budget accordingly.

Old Age Security (OAS)

For seniors receiving OAS (and possibly the Guaranteed Income Supplement), the monthly dates for 2025 are: January 29, February 26, March 27, April 28, May 28, June 26, July 29, August 27, September 25, October 29, November 26 and December 22. These payments deliver vital retirement income.

Canada Pension Plan (CPP)

CPP retirement, disability, children’s and survivor benefits follow a schedule that mirrors OAS in many cases: January 29, February 26, March 27, April 28, May 28, June 26, July 29, August 27, September 25, October 29, November 26 and December 22. Consistency helps beneficiaries manage monthly expenses and commitments.

3. How to Use the Schedule Effectively

• Mark your calendar: Place your benefit date into your budgeting calendar so you know when deposits hit your account.
• Ensure direct deposit enrolment: Payments arrive fastest and most reliably when you are set up for direct deposit rather than paper cheque.
• File your tax return on time: Many benefits rely on your previous year’s tax filing to determine eligibility and payment amounts.
• Update banking and address info: Incorrect details can cause delays or returned payments.
• Sign in to your CRA My Account: Use the online portal to confirm your upcoming payment, view past deposits and receive reminders.

4. What Changes and What to Expect Later in the Year

While the schedule gives you dates, note that amounts and eligibility rules can change. For example:

• Indexed cost of living adjustments may increase monthly payments.
• Eligibility thresholds may shift with government announcements or budgets.
• Mailing delays or bank holidays can affect cheque-deliveries but direct deposit usually shows on scheduled date.
  By monitoring CRA updates and staying registered for alerts, you will be ready for any change.

Frequently Asked Questions

1. How often is the GST/HST credit paid?

It is paid quarterly in the dates listed above.

2. When will CCB payments arrive in 2025?

They arrive monthly on the 20th of the month or the adjusted date if the 20th falls on a weekend or holiday.

3. Are OAS and CPP paid on the same dates?

Yes, both follow nearly identical monthly schedules though always verify your account for exact deposit timing.

4. Where can I check my upcoming CRA payments?

Sign in to your CRA My Account online. It will show next payment date, amount and past payments.

5. What should I do if payment is missing or delayed?

Check your banking information and mail address for accuracy. Allow 5-10 business days if cheque delivery or postal service issues apply. Then contact CRA if still missing.

Final Thoughts

The 2025 payment schedule from the CRA provides clarity and reliability for Canadians relying on federal benefit programs. Whether you are a parent awaiting monthly CCB support, a low-income individual expecting the GST/HST credit or a senior budgeting with OAS or CPP, knowing exactly when the funds arrive helps you plan for rent, bills and monthly expenses without stress. Stay proactive: file your tax return, keep your personal details up to date, enrol in direct deposit and use your CRA My Account as your central hub. With these steps in place and the schedule above known, you’ll be well-positioned for the financial year ahead.